As a licensed Financial Advice Provider, BRC Advice is committed to maintaining high standards of advice, client care and regulatory compliance.
At BRC Advice, we believe that trust is earned through professionalism, transparency and putting our clients first.
As a licensed Financial Advice Provider, we are committed to maintaining high standards of advice, client care and regulatory compliance.
This page explains how we meet those obligations and what you can expect when working with us.
BRC Advice Limited (FSP1007966) holds a Financial Advice Provider licence issued by the Financial Markets Authority (FMA).
This licence allows us to provide regulated financial advice services in New Zealand.
As a licensed Financial Advice Provider, we are required to comply with the Financial Markets Conduct Act 2013, the Code of Professional Conduct for Financial Advice Services and all applicable regulatory requirements.
Our role is to help clients make informed decisions about protecting themselves, their families, their businesses and their employees against financial risk.
Every recommendation we make is based on:
Our advisers are required to place client interests first and provide advice that is suitable and appropriate for your circumstances.
We follow a documented advice process designed to ensure recommendations are consistent, transparent and client-focused.
This process includes:
We take the time to understand:
We assess available options using insurer information, product comparisons and independent research.
We provide personalised recommendations and explain:
We remain available to review and update your arrangements as your circumstances change.
BRC Advice receives commissions from insurance providers when insurance policies are implemented.
To ensure client interests remain the priority, we maintain policies and procedures designed to identify, monitor and manage conflicts of interest.
These include:
Our advisers are required to act in the best interests of clients and provide recommendations based on suitability rather than remuneration.
All advisers operating through BRC Advice are required to:
This ensures advisers maintain the knowledge and skills required to provide quality financial advice.
To assist with product analysis and comparison, BRC Advice utilises independent research provided by Quality Product Research Limited (QPR).
This research assists our advisers in understanding product features, benefits and differences between providers.
The use of independent research supports our commitment to providing informed and appropriate recommendations.
We recognise the importance of protecting client information.
BRC Advice maintains systems, processes and safeguards designed to protect personal information and comply with the Privacy Act 2020.
Further information is available in our Privacy Policy.
We are committed to resolving concerns promptly and fairly.
If you are dissatisfied with any aspect of our service, we encourage you to contact us directly so we can work with you to resolve the matter.
If a complaint cannot be resolved internally, clients have access to an independent dispute resolution service through the Financial Dispute Resolution Service (FDRS).
Further information is available in our Complaints Process.
At BRC Advice, compliance is not simply about meeting regulatory requirements.
It is about ensuring our clients receive advice that is:
We are committed to maintaining the standards expected of a licensed Financial Advice Provider and continuously improving the quality of the advice and service we provide.
BRC Advice Limited (FSP1007966)
Licensed Financial Advice Provider
Member of the Financial Dispute Resolution Service (FDRS)
brcadvice.co.nz