This policy explains how BRC Advice collects, uses, stores and discloses personal information when providing financial advice services and operating this website.

BRC Advice Limited ("BRC Advice", "we", "our" or "us") is committed to protecting your privacy and handling personal information in accordance with the Privacy Act 2020.
This Privacy Policy explains how we collect, use, store and disclose personal information when providing financial advice services and operating our website.
By engaging with BRC Advice, using our website or providing us with your personal information, you agree to the collection, use and disclosure of information as described in this Privacy Policy.
BRC Advice Limited
Financial Service Provider Number: FSP1007966
Website: brcadvice.co.nz
Email: enquiries@brcadvice.co.nz
Postal Address:
PO Box 401123
Mangawhai Heads
Mangawhai 0540
Depending on the services we provide, we may collect:
Where relevant to insurance applications or advice, we may collect:
To comply with legal obligations, we may collect:
When you visit our website, we may collect:
We collect personal information to:
If you choose not to provide information requested by us, we may be unable to provide financial advice or arrange insurance cover.
We may collect information directly from:
Where possible, we will collect information directly from you.
We may use your information to:
We may disclose your information to insurance providers, research providers such as Quality Product Research Limited, service providers, professional advisers, government agencies and regulatory bodies where relevant to your advice needs, requested referrals, legal obligations or compliance requirements.
Regulatory bodies may include the Financial Markets Authority, Financial Service Providers Register, Financial Dispute Resolution Service and Anti-Money Laundering regulators.
Some of the service providers and insurers we work with may store or process information outside New Zealand.
Where this occurs, we take reasonable steps to ensure your information remains protected and is handled in a manner consistent with New Zealand privacy laws.
We take reasonable steps to protect personal information from loss, unauthorised access, misuse, disclosure, alteration and destruction.
Information may be stored electronically and in secure cloud-based systems used by BRC Advice and its service providers.
Our website may use cookies and analytics tools to help us understand how visitors use our website.
These tools may collect information including pages visited, time spent on pages, device type and browser information.
You can disable cookies through your browser settings, although this may affect website functionality.
We may send information relating to insurance products, industry updates, business updates and educational content.
You may opt out of marketing communications at any time by contacting us or using any unsubscribe facility provided.
You have the right to request access to personal information we hold about you.
You also have the right to request correction of any information you believe is inaccurate.
Requests should be directed to: enquiries@brcadvice.co.nz
We may require proof of identity before releasing personal information.
If you have concerns regarding how your personal information has been handled, please contact us first at enquiries@brcadvice.co.nz.
We will investigate your concerns and attempt to resolve them promptly.
If you are not satisfied with our response, you may contact the Office of the Privacy Commissioner.
Website: www.privacy.org.nz
Phone: 0800 803 909
We may update this Privacy Policy from time to time.
The most current version will always be available on our website.
If you have any questions regarding this Privacy Policy or the way we handle personal information, please contact BRC Advice Limited.
Email: enquiries@brcadvice.co.nz
Website: brcadvice.co.nz
FSP1007966